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Financing

       
 At Dan Tucker Auto Sales we offer FULL SPECTRUM FINANCING. This means that we have in-house programs and relationships with lenders already in place to deal with almost any credit situation.  Through our lenders we arrange: PRIME FINANCING, NON PRIME FINANCING, SUB-PRIME FINANCING, FIRST TIME BUYER PLANS, ACTIVE BANKRUPTCY FINANCING, POST BANKRUPTCY FINANCING and other options including NO DOWN PAYMENT.  We also offer IN-HOUSE FINANCING(also known as Buy-hare/Pay-here financing) where we hold the note ourselves and you make your payments directly to us. 
          From this page you can apply online for auto financing, calculate a payment, submit an appraisal request, or check into our fianance specials when available.   If you have questions concerning auto financing, contact us or look on our FAQ (Frequently Asked Questions) page for more information.  And remember your financing information is encrypted in a safe digital format and is never sent through E-Mail.

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Contact Information

Dan Tucker Auto Sales Inc

225 Gadsden Hwy

Birmingham, AL 35235-1013
sales Sales:
(205) 833-3900

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.